Investors Key Information
We have a track record of managing Loan facilities of circa £80m
We present opportunities to our Investor Lenders to lend against a specific development, to SME Residential Property Developer Borrowers who are either :
- known to HCC.
- have a track record with HCC; and
- HCC has met with and assessed the Developer/Borrower, the site/property and are content to proceed to source funding for the development
Our Processes
01Opportunity Assessment
An opportunity for invited individuals, companies and syndicates to take the place of the High Street Banks/Challenger Banks and lend directly into selected residential development projects for a fixed rate return on their investment
02Full detail of proposed development presented
Investor Lenders will be presented with the full detail of any borrower and proposed development, will have first charge security on the site being developed and HCC will provide the borrower with all requisite and relevant information to support them in making their decision to lend
03Management of loan process
HCC will then go on to facilitate the loan, liaise and interact with the investor/lender’s solicitors retained for each loan transaction, manage the loan process, interface with the borrower as security trustee and monitor the scheme in the interests of the investor/lender
04Experienced development funders & experienced commercial legal expertise
HCC’s directors include ex-property developers, experienced development funders and experienced commercial / lending legal expertise. Support is provided by an industry specialist panel of valuers and building surveyors
05Funding solutions provided to experienced developers
Funding solutions will be provided to experienced builders and developers that are known to the directors or trusted recommendations.
06Return on investment
Return on your capital advances currently between 8% and 14% depending upon risk and the nature of the development
Past Case Studies
In the last 36 months HCC have sourced and facilitated over £80M of funding arrangements to SME Residential developers and builders through HCC sourced funders.
Acquisition and redevelopment of a house in Ashton, Chester
£1.7M facility at 65% LTV over a 19 months term
Land and development facility of 8 Apartments - 100% funding, Wirral
A £2.46M Facility at 70% LTV and a 19 month term
Office conversion to 116 Apartments in Greater Manchester
£11.5M senior funding exit for the Bridging Loan
Development of 5 properties in the Mid region of the Wirral
A £355k Facility at 64% LTV and a 12-month term
Residential land purchase and development, West Wirral
A £790k Facility at 56% LTV and a 12-month term
Acquisition and development facility for a barn, West Cheshire
A £322k Facility at 60% LTV and an 18-month term
Acquisition and development of former college buildings into residential apartments, Christleton, Chester
£500k acquisition facility and a further £1.8M Development and subsequent Developer Exit Facility of £3.5M
A developer exit facility for a mews house development, Caldy, West Wirral
£1M Developer Exit Facility at 65% LTV for a 12 month term
Book a consultation with our team
Want to know more about opportunities to become an HCC syndicate Investor Lender?
